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City Comparison

Boston is 17% cheaper

The Verdict

Living in Boston is 17% cheaper than San Francisco.
If you move from Boston to San Francisco, you will pay more for housing and more for daily groceries. To maintain the same standard of life as a $75,000 salary in Boston, you would need to earn about $89,489 in San Francisco.

Boston Wins
5

of 6 categories

Tied
0

categories

San Francisco Wins
1

of 6 categories

Category Breakdown

Compare costs across 6 key categories

Overall Cost
88
Boston
vs
105
San Francisco
Boston is 17 pts cheaper
Rent
90
Boston
vs
110
San Francisco
Boston is 20 pts cheaper
Groceries
92
Boston
vs
102
San Francisco
Boston is 10 pts cheaper
Restaurants
95
Boston
vs
105
San Francisco
Boston is 10 pts cheaper
Transport
85
Boston
vs
95
San Francisco
Boston is 10 pts cheaper
Utilities
110
Boston
vs
98
San Francisco
San Francisco is 12 pts cheaper

City Profiles

What makes each city unique

BostonUnited States
Boston is a biotech and education hub with high salaries and historic charm.

Why people love Boston:

Biotech/pharma hubTop universitiesHistoric cityHealthcare excellence
Population
692,600
Avg. Salary
$5,200/mo
San FranciscoUnited States
San Francisco is the heart of global tech with the highest salaries in the country.

Why people love San Francisco:

Tech capitalHighest tech salariesStartup cultureInnovation hub
Population
873,965
Avg. Salary
$7,000/mo

Real Monthly Costs

Estimated costs based on NYC baseline prices

ExpenseBostonSan FranciscoSavings
1-bed apartment (city center)$3,150$3,850+$700
Monthly groceries$414$459+$45
Dining out (10 meals)$333$368+$35
Public transport pass$111$124+$13
Utilities (electric, heating, water)$220$196$-24
Total Monthly$4,227$4,996+$769

* Estimates based on NYC = 100 index. Actual costs vary by lifestyle and location within city.

Who Should Choose Which City?

Recommendations based on your priorities

Choose Boston if you...
  • Want lower overall living costs (17% cheaper)
  • Are looking for more affordable housing
  • Prioritize safety (score: 71/100)
  • Have children (lower childcare costs)
  • Work in tech or startups
Choose San Francisco if you...
  • Want higher earning potential ($7,000/mo avg)
  • Work in tech or startups

Quality of Life & Safety

Beyond just costs - what matters for daily life

Boston
77

Quality of Life Score

San Francisco
78

Quality of Life Score

Boston
71

Safety Score

San Francisco
68

Safety Score

Salary Equivalence

How much you'd need in San Francisco to match a Boston salary

Salary in BostonEquivalent in San FranciscoDifference
$50,000$59,659$9,659 more
$75,000$89,489$14,489 more
$100,000$119,318$19,318 more
$125,000$149,148$24,148 more
$150,000$178,977$28,977 more
$200,000$238,636$38,636 more

Boston vs San Francisco: Summary

The overall cost of living differs by 17%. Boston is the more affordable option.

Rent: Boston has a rent index of 90, while San Francisco has 110.

Average Salaries: Boston: $5,200/month vs San Francisco: $7,000/month (both in USD).

Out of 6 categories, Boston wins 5, while San Francisco wins 1.

Compare more cities or calculate your US take-home pay.