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Cost of Living in San Francisco

United States • Pop: 0.9M

San Francisco is the heart of global tech with the highest salaries in the country.

Tech capitalHighest tech salariesStartup cultureInnovation hub
Cost
Index
105
Rent
Index
110
Avg Net Salary
$7,000/mo

Cost Breakdown vs NYC (Index 100)

Overall Cost
105
5% pricier
Rent
110
10% pricier
Groceries
102
2% pricier
Restaurants
105
5% pricier
Transport
95
5% cheaper
Utilities
98
2% cheaper

Salary Equivalence

How much you'd need to earn in San Francisco to match a NYC salary

NYC SalaryEquivalent in San FranciscoDifference
$50,000$52,500Need $2,500 more
$75,000$78,750Need $3,750 more
$100,000$105,000Need $5,000 more
$125,000$131,250Need $6,250 more
$150,000$157,500Need $7,500 more
$200,000$210,000Need $10,000 more

Living in San Francisco: What to Expect

San Francisco has a cost of living index of 105, meaning it is 5% more expensive than NYC in overall living costs.

The average net monthly salary in San Francisco is approximately $7,000 ($7,000 when converted to USD).

Cost Breakdown

  • Rent: Index of 110
  • Groceries: Index of 102
  • Restaurants: Index of 105
  • Transport: Index of 95
  • Utilities: Index of 98

Key highlights: Tech capital, Highest tech salaries, Startup culture, Innovation hub.

Use our US salary calculator to see your take-home pay, or compare with other cities.