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City Comparison

Melbourne is 13% cheaper

The Verdict

Living in Melbourne is 13% cheaper than San Francisco.
If you move from Melbourne to San Francisco, you will pay more for housing and more for daily groceries. To maintain the same standard of life as a $75,000 salary in Melbourne, you would need to earn about $85,598 in San Francisco.

Melbourne Wins
6

of 6 categories

Tied
0

categories

San Francisco Wins
0

of 6 categories

Category Breakdown

Compare costs across 6 key categories

Overall Cost
92
Melbourne
vs
105
San Francisco
Melbourne is 13 pts cheaper
Rent
95
Melbourne
vs
110
San Francisco
Melbourne is 15 pts cheaper
Groceries
92
Melbourne
vs
102
San Francisco
Melbourne is 10 pts cheaper
Restaurants
88
Melbourne
vs
105
San Francisco
Melbourne is 17 pts cheaper
Transport
85
Melbourne
vs
95
San Francisco
Melbourne is 10 pts cheaper
Utilities
95
Melbourne
vs
98
San Francisco
Melbourne is 3 pts cheaper

City Profiles

What makes each city unique

MelbourneAustralia
Melbourne is Australia's cultural capital with excellent coffee scene.

Why people love Melbourne:

Cultural capitalCoffee cultureArts sceneSports hub
Population
5,078,193
Avg. Salary
$3,120/mo
San FranciscoUnited States
San Francisco is the heart of global tech with the highest salaries in the country.

Why people love San Francisco:

Tech capitalHighest tech salariesStartup cultureInnovation hub
Population
873,965
Avg. Salary
$7,000/mo

Real Monthly Costs

Estimated costs based on NYC baseline prices

ExpenseMelbourneSan FranciscoSavings
1-bed apartment (city center)$3,325$3,850+$525
Monthly groceries$414$459+$45
Dining out (10 meals)$308$368+$60
Public transport pass$111$124+$13
Utilities (electric, heating, water)$190$196+$6
Total Monthly$4,348$4,996+$648

* Estimates based on NYC = 100 index. Actual costs vary by lifestyle and location within city.

Who Should Choose Which City?

Recommendations based on your priorities

Choose Melbourne if you...
  • Want lower overall living costs (13% cheaper)
  • Are looking for more affordable housing
Choose San Francisco if you...
  • Prioritize safety (score: 68/100)
  • Want higher earning potential ($7,000/mo avg)
  • Have children (lower childcare costs)
  • Work in tech or startups

Quality of Life & Safety

Beyond just costs - what matters for daily life

San Francisco
78

Quality of Life Score

San Francisco
68

Safety Score

Salary Equivalence

How much you'd need in San Francisco to match a Melbourne salary

Salary in MelbourneEquivalent in San FranciscoDifference
$50,000$57,065$7,065 more
$75,000$85,598$10,598 more
$100,000$114,130$14,130 more
$125,000$142,663$17,663 more
$150,000$171,196$21,196 more
$200,000$228,261$28,261 more

Melbourne vs San Francisco: Summary

The overall cost of living differs by 13%. Melbourne is the more affordable option.

Rent: Melbourne has a rent index of 95, while San Francisco has 110.

Average Salaries: Melbourne: $3,120/month vs San Francisco: $7,000/month (both in USD).

Out of 6 categories, Melbourne wins 6, while San Francisco wins 0.

Compare more cities or calculate your US take-home pay.