The Verdict
Living in Cardiff is 38% cheaper than San Francisco.
If you move from Cardiff to San Francisco, you will pay more for housing and more for daily groceries. To maintain the same standard of life as a $75,000 salary in Cardiff, you would need to earn about $117,537 in San Francisco.
of 6 categories
categories
of 6 categories
Category Breakdown
Compare costs across 6 key categories
City Profiles
What makes each city unique
Why people love Cardiff:
Why people love San Francisco:
Real Monthly Costs
Estimated costs based on NYC baseline prices
| Expense | Cardiff | San Francisco | Savings |
|---|---|---|---|
| 1-bed apartment (city center) | $1,575 | $3,850 | +$2,275 |
| Monthly groceries | $414 | $459 | +$45 |
| Dining out (10 meals) | $256 | $368 | +$112 |
| Public transport pass | $103 | $124 | +$21 |
| Utilities (electric, heating, water) | $168 | $196 | +$28 |
| Total Monthly | $2,515 | $4,996 | +$2,481 |
* Estimates based on NYC = 100 index. Actual costs vary by lifestyle and location within city.
Who Should Choose Which City?
Recommendations based on your priorities
- Want lower overall living costs (38% cheaper)
- Are looking for more affordable housing
- Prioritize safety (score: 76/100)
- Have children (lower childcare costs)
- Want higher earning potential ($7,000/mo avg)
- Work in tech or startups
Quality of Life & Safety
Beyond just costs - what matters for daily life
Quality of Life Score
Quality of Life Score
Safety Score
Safety Score
Salary Equivalence
How much you'd need in San Francisco to match a Cardiff salary
| Salary in Cardiff | Equivalent in San Francisco | Difference |
|---|---|---|
| $50,000 | $78,358 | $28,358 more |
| $75,000 | $117,537 | $42,537 more |
| $100,000 | $156,716 | $56,716 more |
| $125,000 | $195,896 | $70,896 more |
| $150,000 | $235,075 | $85,075 more |
| $200,000 | $313,433 | $113,433 more |
Cardiff vs San Francisco: Summary
The overall cost of living differs by 38%. Cardiff is the more affordable option.
Rent: Cardiff has a rent index of 45, while San Francisco has 110.
Average Salaries: Cardiff: $2,350/month vs San Francisco: $7,000/month (both in USD).
Out of 6 categories, Cardiff wins 6, while San Francisco wins 0.
Compare more cities or calculate your US take-home pay.