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City Comparison

Austin is 3% cheaper

The Verdict

Living in Austin is 3% cheaper than Chicago.
If you move from Austin to Chicago, you will pay less for housing and less for daily groceries. To maintain the same standard of life as a $75,000 salary in Austin, you would need to earn about $78,462 in Chicago.

Austin Wins
1

of 6 categories

Tied
0

categories

Chicago Wins
5

of 6 categories

Category Breakdown

Compare costs across 6 key categories

Overall Cost
65
Austin
vs
68
Chicago
Austin is 3 pts cheaper
Rent
60
Austin
vs
55
Chicago
Chicago is 5 pts cheaper
Groceries
88
Austin
vs
85
Chicago
Chicago is 3 pts cheaper
Restaurants
85
Austin
vs
80
Chicago
Chicago is 5 pts cheaper
Transport
100
Austin
vs
90
Chicago
Chicago is 10 pts cheaper
Utilities
105
Austin
vs
95
Chicago
Chicago is 10 pts cheaper

City Profiles

What makes each city unique

AustinUnited States
Austin is a booming tech hub with no state income tax and a vibrant culture.

Why people love Austin:

No state income taxGrowing tech sceneLive music capitalYoung population
Population
978,908
Avg. Salary
$4,500/mo
ChicagoUnited States
Chicago offers big city amenities with significantly lower costs than coastal cities.

Why people love Chicago:

Affordable big cityGreat food sceneStrong job marketExcellent transit
Population
2,746,388
Avg. Salary
$4,200/mo

Real Monthly Costs

Estimated costs based on NYC baseline prices

ExpenseAustinChicagoSavings
1-bed apartment (city center)$2,100$1,925$-175
Monthly groceries$396$383$-13
Dining out (10 meals)$298$280$-18
Public transport pass$130$117$-13
Utilities (electric, heating, water)$210$190$-20
Total Monthly$3,134$2,895$-239

* Estimates based on NYC = 100 index. Actual costs vary by lifestyle and location within city.

Who Should Choose Which City?

Recommendations based on your priorities

Choose Austin if you...
  • Want lower overall living costs (3% cheaper)
  • Prioritize safety (score: 75/100)
  • Want higher earning potential ($4,500/mo avg)
  • Have children (lower childcare costs)
  • Work in tech or startups
Choose Chicago if you...
  • Are looking for more affordable housing

Quality of Life & Safety

Beyond just costs - what matters for daily life

Austin
80

Quality of Life Score

Chicago
72

Quality of Life Score

Austin
75

Safety Score

Chicago
62

Safety Score

Salary Equivalence

How much you'd need in Chicago to match a Austin salary

Salary in AustinEquivalent in ChicagoDifference
$50,000$52,308$2,308 more
$75,000$78,462$3,462 more
$100,000$104,615$4,615 more
$125,000$130,769$5,769 more
$150,000$156,923$6,923 more
$200,000$209,231$9,231 more

Austin vs Chicago: Summary

The overall cost of living differs by 3%. Austin is the more affordable option.

Rent: Austin has a rent index of 60, while Chicago has 55.

Average Salaries: Austin: $4,500/month vs Chicago: $4,200/month (both in USD).

Out of 6 categories, Austin wins 1, while Chicago wins 5.

Compare more cities or calculate your US take-home pay.