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Cost of Living in Toronto

Canada • Pop: 2.7M

Toronto is Canada's largest city with diverse economy and multicultural population.

Multicultural hubFinancial centerTech growthDiverse economy
Cost
Index
88
Rent
Index
105
Avg Net Salary
$2,655/mo

Cost Breakdown vs NYC (Index 100)

Overall Cost
88
12% cheaper
Rent
105
5% pricier
Groceries
85
15% cheaper
Restaurants
80
20% cheaper
Transport
82
18% cheaper
Utilities
88
12% cheaper

Salary Equivalence

How much you'd need to earn in Toronto to match a NYC salary

NYC SalaryEquivalent in TorontoDifference
$50,000$44,000Save $6,000
$75,000$66,000Save $9,000
$100,000$88,000Save $12,000
$125,000$110,000Save $15,000
$150,000$132,000Save $18,000
$200,000$176,000Save $24,000

Living in Toronto: What to Expect

Toronto has a cost of living index of 88, meaning it is 12% cheaper than NYC in overall living costs.

The average net monthly salary in Toronto is approximately C$4,500 ($2,655 when converted to USD).

Cost Breakdown

  • Rent: Index of 105
  • Groceries: Index of 85
  • Restaurants: Index of 80
  • Transport: Index of 82
  • Utilities: Index of 88

Key highlights: Multicultural hub, Financial center, Tech growth, Diverse economy.

Use our US salary calculator to see your take-home pay, or compare with other cities.